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Don’t miss our tips for teaching kids about money and healthy budgeting habits! These tips are just what they need for a strong financial future!
Teaching kids about money and how to budget can seem like a daunting task. You can teach children at any age about earning, saving and spending money. If you start at a young age, you can add on even more money lessons as the kids get older. Giving your children these skills will not only help them understand money now, it will benefit them the rest of their lives. Remember that budgeting is not just taught in school, so make sure to empower your children with this knowledge.
Tips For Teaching Kids About Money & Budgeting
These tips for teaching kids about money and budgeting are focused mostly on younger children, but you can easily adapt to your kid’s ages and understanding level.
Give them an allowance
Most experts agree that having some kind of allowance is a good starting point for money matters. A good guideline is to pay one-half to one time the age of the child. For example, a 3 year- old would get $1-3 and a 10-year-old would get $5-10 per week.
Make them donate some of their earnings
One great way to begin teaching kids about money is to make them not just earn, but be responsible about how it is spent. You can setup 3 containers like a simple jar with a chalkboard label (any tub, jar or plastic container works). Label them ‘Saving’, ‘Giving’, and ‘Spending”. How you divvy up the money is up to your family. You can pick the percentages you would like to use. Some parents like to split the “Spending” bucket into 2 containers. Your child can have a short-term ‘fun money’ for spending, as well as a separate spending container to save up for something they want to buy that may take a while to save for.
Here is a great option. In fact, our kids school sent these “moonjars” home with them (Not in plastic form, but in cardboard).
Include them in family budgeting
Another great way to begin teaching kids about money is to include your children in some of your financial discussions. No, your younger kids do not need to be involved and worried if you have some financial challenges, but if you are saving for a vacation, maybe discuss it as a family. Let the kids know that the whole family is saving towards a big goal and that there will be fewer trips to McDonald’s, or just less spending on extras. Your kids will be sure to remind you when you are thinking about that Starbucks coffee during a shopping trip at Target.
Teach them to wait and research
When the kids want to buy something with their spending money, teach them by example about researching the best prices. Show them when you go shopping how you compare prices and make sure you are getting the best deal. Since they are spending their own money, they will be happy to learn this skill and make their funds last longer!
No matter your personal approach, take the time to teach kids about money and budgeting. You want them to grow up to be savvy and self-sufficient, so don’t forget this important life lesson. Someday they WILL thank you! Teaching kids about money isn’t a tough job, but it is important for their future!
More Budgeting Tips
Disclosure: This post has been compensated by Savings.com and its advertiser. All opinions are mine alone. #SaveOnNutThins.
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Love them plain, with cheese or hummus. Blue Diamond Nut Thins crackers are crisp and delicious. These crackers are a core snack resource in our house. Within the last six months, our family has made major dietary changes. The main reason for this is simply due to negative behavioral issues with my son. After eliminating certain foods, in just one week we have noticed a huge difference.
Food plays a major role in how we feel. Living and feeling good is what matters most.
Blue Diamond Nut Thins offer simple ingredients: rice flour, almonds, potato starch, salt and safflower oil. A short list of ingredients is like a well-written letter. And they taste just as pure. In one word – Perfect!
We love the wide range of flavors, but I have to say our favorite is the Pepper Jack Cheese. We like our food with a little kick. You can find many of these flavors available to you at your local Walgreens store.
As with any snack, be careful about your portion size. It is so easy to overdo it. Especially, we they taste so good. A full serving of Nut Thins is 16 crackers. I say that a serving size is very generous. Each serving is about 130 calories for all varieties.
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Easy Apple Raisin Smothered Pork Chops are comfort food at its best. Not only are they very simple to make they taste “like mama would have made them”.
Easy Apple Raisin Smothered Pork Chops
Pork and apples are just made for each other. A comfort food. This Easy Apple Raisin Smothered Pork Chops recipe is a savory combination of tender sage seasoned pork chops, golden raisins and apples – topped in a creamy flavored sauce.
This is a recipe was developed after I was placed on a low iodine diet for radioactive treatment for thyroid cancer. The diet is awful to say the least, but I found some work around ways that made it palatable. This is one of those recipes that helped me endure a highly restricted diet.
In fact, even after my treatment (which I went through twice – BLAH) this recipe still greets our dinner table. Sure it bring backs some memories, but it remains one of my favorite and easy ways to make pork chops.
In a word: Yum. And that pretty much sums it up.
Season pork chops with salt, pepper & sage. Brown in skillet with canola oil.
Once browned, remove, add flour, then water, vinegar and raisins.
Cook raisin sauce mixture and stir to thicken.
Arrange chops in casserole. Top with apples. Sprinkle with brown sugar and top with raisin mixture. Bake covered for 1 hour.
Easy Apple Raisin Smothered Pork Chops Recipe
Now doesn’t that look delicious? And yet YUM is the best way to sum up these Easy Apple Raisin Smothered Pork Chops. Now it is time to get you ready with this recipe. Check it all out below.
- 6 Pork Chops
- 2 tbsp flour
- 1 cup hot water
- 1 tbsp vinegar
- 1 cup raisins (golden are my favorite)
- 3 tart apples (I use Empire)
- 3 tbsp brown sugar
- salt, pepper & sage to taste
- Canola Oil
- Pre-heat over to 350 degrees.
- Season pork chops with salt, pepper & sage. Brown in skillet with canola oil. Once browned, remove, add flour, then water, vinegar and raisins. Cook and stir to thicken. Arrange chops in casserole. Top with apples. Sprinkle with brown sugar and top with raisin mixture. Bake covered for 1 hour.
- I have also made this recipe on the stove top instead of baking it. Tastes just as good and ready in 30 minutes.
Other Dinner Time Meal Recipe Ideas
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To View More Target Deals on Inspiring Savings
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