The Christmas season can be a real budget buster if you let it. That’s why you need a gift-giving Shopping plan. Don’t let this season hinder your budget.and make you regret the love and effort your put into making your purchases. You don’t need to continue pay off your Christmas debt into the New Year.
Of course your planning maybe all in vein if you on’t learn to shop smarter. That’s where I can help.
How to Shop Smarter for the Christmas Season
Set a Budget
The first step to saving money is to set a budget and stick with it. For many families, Christmas comes not once a year, but lingers on for months! A budget is more then just a piece of paper, it is a plan of action. Looking at your financial vision for the Christmas Season will help you stay in touch with the amount of money you should be spending. Start with a list of people that you would like to shop for, then allocate an amount you would like to spend. Keeping in mind, you want to find the best deals possible to keep your spending to a minimum.
Shop The Sales
There is no reason for you to ever pay full price! Paying attention to the sales throughout the year will help you greatly save. First, thing to recognize is shopping immediately after the Christmas Season can save you BIG BUCKS!!! Christmas decor, wrapping paper, cards all go on sale after the holidays. Markdowns as low as 75% off. Purchase what you know you will need then just store them away until the next Christmas season. Kids’ toys typically go on sale in late summer as retailers scramble to clear shelves for the hot new toys for Christmas. Keep an eye out on sales around other holidays (like Mother’s Day and Father’s Day) to stock up on gifts for the Christmas season. Thinking ahead and purchase extra toys for donations or birthday presents.
Use Coupons, Promo Codes & Rebate Sites
If it allows pair those sale items with coupons and coupon codes when shopping online or in store. Many department stores offer coupons to customers on their mailing lists. Printable coupons can help you trim the costs of your Christmas meal. (Check out all our store match ups for money saving deals) And online promo codes can help you get big discounts and free shipping.
Use smartphone apps like Ibotta, SavingStar, and Checkout 51 to earn cash back on your Christmas grocery shopping.
Shop year round
Smart shoppers know that the key to saving on gifts is to shop year around. You don’t just need to shop Black Friday sales to find great discounts. You’ll be able to find quality items all year long and you can find them on sale. By shopping over time, you can budget in your Chirstmas Season. One of the big benefits is not getting hit with a larger amount of debt all at once. It will make it easier to budget, pay and help decrease stress. By shopping all year round, you’ll be able to spend more time with your family when it matters most. Especially, now that every year Black Friday opening times are diving into Thanksgiving dinner.
Purchase Gift Cards
Come November, we will start to see promotions that include special bonus offers. Such as purchase $50, get an extra $10 or purchase select gift cards or get 4 times the amount in gas savings. Use those deals to stock up on gift cards for gifts or savings on gas. Restaurants and retailers want your business so keep your eyes peeled for valuable savings.
Secondhand Gift Purchases
Not every gift you buy has to be brand new. Kids really so put a wear and tear on items.Believe me they will have no clue the item was purchased not new. It is still new to them. You could also re-gift something you no longer need. You’ll save money and give new life to old items. I also know that there are a lot of valuable gifts that are used that you won’t be able to find anymore (they just don’t make them).
Consider Consumable or Home Made Gifts
Making or buying tasty treats or hand-crafted items can really put the joy back into Christmas. There is nothing more special then getting a gift that had you in mind from the moment is was made. You can pamper your family with homemade soaps or lotions you’ve bought on sale with coupons. You can even build your own baskets based on a theme night (movie night: Fill with popcorn and snacks for a family movie night. You can include a Redbox code too). Consumable gifts can be affordable when you find great deals, plus they don’t leave a clutter since they are being used.
Don’t Give Traditional, Give an Experience
Not all gifts have to be things or tangible items. Instead of racing around the mall or trying to find time to shop online, plan to spend time with your loved one. Arrange a family night out or special outing. You can shop for discounts on those experiences through sites like Groupon or LivingSocial, and not have to worry about gift wrapping or gift clutter.
Using these ideas will help you save money and make the holiday season one simpler, too.
What are some ways you shop smarter during the Christmas season?